-
02 Feb '210 Replies
ULIPs may not be attractive!!
Continue readingThe FM has endorsed AMFI’s proposal on bringing tax parity between mutual funds and ULIPs. In the budget 2021 presented on 1st Feb 2021, the government has proposed to remove the tax arbitrage that ULIPs enjoy. The government has proposed that investors can get tax benefits in ULIPs only if the annualized premium is less […]
-
04 Jun '200 Replies
Retirement Corpus – How? How much?
Continue readingFor a comfortable retirement, it’s essential that you start saving early, choose good products, avoid debt and review your retirement plan from time to time. “Retirement is when you Stop living at Work and Start working at Living”. If you are already retired or close to retirement, you need to find a way of generating revenue […]
-
08 Jun '190 Replies
847 Life Insurance Products – REALLY?
Continue readingAs of April 2019, there were 847 life insurance products available in the Indian market. Total of 640 individual products and 207 group insurance products. Only one word comes out after reading this – OMG!! ‘Insurance is a subject matter of solicitation‘, which essentially means that insurance has to be requested or asked for, not sold. This […]
-
27 Sep '181 Replies
Child Plan – Is It Really Worth Buying?
Continue readingAs soon as a child is born to us or to a friend or to a family member or to a neighbour, we always suggest starting planning for the child’s future. Also, it is wise to plan because you never know what lays in the future – how much expense or what education; many such […]
-
24 Sep '184 Replies
Term Plan Insurance – Is It Really Necessary??
Continue readingA Term Plan Insurance is a popular life insurance product because of the unmatched benefits it endows. It promises your family a lump sum benefit in the event of your untimely demise and that too at very marginal premiums. Which other investment instrument promises you this? Well, none other does, actually!! There are 24 companies working […]